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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi I am interested in buying the Beacon America Travel insurnace plan for my parents who are 65 and 69 yo of age. My mother has hypertension as a pre existing condition. I want to know the following asap: 1. Are there any limits per day for coverage of hospital stay/ emergency room services or ICU stay after the deductible has been met ? e.g hospital room charge/ day, emergency room service/ day2. The policy covers acute episodes of chronic pre existing illness for up to 50,000 - are there any clauses on this such as this has to be life threatening etc.? E.g. if one has hypertension and goes to emergency room for chest pain, will all the evaluations such as EKG, blood work, doctor check up, scans etc be covered at 100 % after the deductible?
Q:which email shall i send a completed claim form to as i must attach my medical records to this email as well
Q:I have taken a Visitor Secure Policy My policy commences from 5th March 2025. My departure from India is delayed and now I shall be going in June 2025. Please put this poincy in abeyance and I shall change the date of Commencement of this policy to June 2025 after knowing the exact date of my departure
Q:Hello, what is the most efficient way to find a plan for travel medical insurance that would cover participation in an amateur track and field completion? the plans the sites takes me to don't discuss this explicitly, thanks
Q:I was told by Doctors in Dallas that this plan is only for certain pathological check ups & treatments are not covered. further Doctor wont bill directly to the company . Patient has to pay & claim reimbursement.
Q:Seeking expat health insurance that includes pre-existing conditions
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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